Our Story
Building for India. Differently.
A technology company that started with a simple conviction.
HungryMinds Teklicious is an AI & WealthTech startup incorporated in Panchkula, Haryana with a clear conviction: India's professionals and businesses deserve AI tools built for Indian systems, Indian regulations, and Indian scale — not adapted from the West after the fact.
Our first product, Nivyo.AI, brings intelligent wealth management to Indian investors — combining AI-driven insights with deep India Stack integration to make sophisticated financial decisions accessible to everyone.
One Step Ahead
Building for India. What that really means.
Three commitments that drive every product we build.
01
Regulation-aware from day one
Most global AI products treat compliance as an afterthought — a layer bolted on after the product is built. We treat India’s regulatory framework as a product feature. SEBI guidelines, RBI directives, AMFI norms, and the Account Aggregator framework are built into our architecture from the first line of code.
02
India Stack as infrastructure
UPI, Account Aggregator, DigiLocker, GSTN, Aadhaar eKYC — these are not integrations for us. They are our foundation. We design products that assume these rails exist and build the entire user experience around their capabilities, giving users access to financial data that no foreign platform can replicate.
03
Built for Bharat, not adapted for it
A product designed for San Francisco and localised for India is never truly India-first. Our users are Tier 1 professionals, Tier 2 business owners, and first-generation investors. We build for their income patterns, their tax structure, their investment instruments, their language — not as an edge case but as the core brief.
India's wealth management industry has traditionally served only the top 1% — through expensive advisors, complex products, and opaque fee structures. The remaining 99% — salaried professionals, small business owners, first-generation investors — were left with generic mutual fund apps and no real guidance. AI changes this equation permanently.
Three forces have converged simultaneously: India's Account Aggregator framework now enables consented financial data sharing at scale; large language models have reached genuine financial reasoning capability; and India's smartphone and UPI penetration means a product can reach 500 million users without a single branch office. This is exactly the right moment.
"India does not need another app. India needs a platform that understands what financial empowerment actually looks like at the scale of a billion people — and has the courage to build for that."
— Founding conviction, HungryMinds Teklicious Pvt Ltd
India Stack technologies we build on
Company Details
Who we are. Officially.
Registered, recognised, and accountable.
Legal name
HungryMinds Teklicious Pvt Ltd
DPIIT Recognition
DIPP224373 · Startup India, Valid upto 10-12-2034
Registered Office
House #298, Sector 12A Panchkula, Haryana — 134112
CIN
U62099HR2024PTC126728
UDYAM
UDYAM-HR-13-0027358
Incorporated
11-12-2024 · Panchkula Haryana, India
Our first product
Introducing Nivyo.AI
AI-powered wealth management — Built for India, Launching Soon.
Nivyo.AI
WealthTech · AI-Powered · Launching Soon
Intelligent wealth management built for Indian investors. AI-driven portfolio analysis, personalised guidance, and seamless India Stack integration.
A HungryMinds Teklicious Pvt Ltd product · DPIIT: DIPP224373 · Incorporated 11-12-2024
See what we're building for India's investors.
Looking for collaboration?
@HungryMinds
Panchkula, HY, IN
+91 771 957 2075
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